Terms of Use Agreement

This Agreement outlines the terms and conditions governing access to and use of the website "www.thefinbank.com"(hereinafter referred to as "Website"), which is managed and operated by The Fin Bank.

This document (hereinafter referred to as "Agreement") is an electronic record pursuant to the Information Technology Act, 2000, and is generated by a computer system, requiring no physical or digital signatures. It is published in compliance with the provisions of Rule 3 of the Information Technology (Intermediaries Guidelines) Rules, 2011, which prescribes due diligence requirements for accessing or using this Website.

By accessing this Website or registering your information on it, you (hereinafter referred to as "you" or "your") agree to abide by these Terms of Use (TOU).

This Agreement, along with the Privacy Policy and Disclaimer, defines the relationship between you and the Company. These documents, along with any additional rules, guidelines, policies, or terms applicable to specific services provided by this Website, are hereby incorporated into this TOU and shall collectively govern your use of the Website. We maintain customer privacy but still because of any Bugs/ hackers that hack the website, Finbank is Not responsible.

We advise you to periodically revisit this page to review the most current version of the TOU. The Fin Bank reserves the right to amend or modify these terms at its sole discretion, without prior notice. Continued access or use of the Website signifies your acceptance of any such updates or modifications to the TOU.

The finBank collect only interested customer details who need our all financial or Insurance products and through offline connect with customers and give other and additional servicrs.

Important Notice

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY.
YOUR ACCEPTANCE OF THE TERMS HEREIN CONSTITUTES A LEGALLY BINDING AGREEMENT BETWEEN YOU AND THE FIN BANK GOVERNING YOUR USE OF THE WEBSITE AND SERVICES PROVIDED THEREUNDER.

1. Description and Acceptance of Services

The Company provides access to information primarily about certain financial products and services, including but not limited to:

Loan facilities and other financial products.

Credit card facilities and sales.

Investment & GST ITR consulting services, and Mutual Funds (collectively referred to as "Services").

In addition, the Company may offer ancillary services through third parties. These include, but are not limited to:

Credit check services, and

Retrieval and usage of your information via third-party websites (e.g., bank websites) in connection with your selection of the Services.

The aforementioned Services and ancillary services are provided on a commercially reasonable effort basis. By availing yourself of these services, you acknowledge and agree that participation is entirely voluntary and based on your explicit consent.

Continued Usage and Agreement

Your continued usage of the Services and ancillary services will constitute your acceptance of the Terms of Use (TOU), including any updates or modifications made from time to time. This Agreement shall remain binding until terminated as per the provisions defined herein.

Communication and Consent

By using the Services, you consent to receive communications via email, telephone, and/or SMS from the Company, its third-party vendors, business partners, or marketing affiliates regarding:

Service and ancillary service updates,

Information or promotional content, and

Product announcements.

You explicitly agree to receive such communications at the mobile number provided by you, even if the number is registered under the DND/NCPR list under TRAI regulations.

Data Retention and Usage

The Company will retain and use your information as necessary to:

Comply with legal obligations,

Resolve disputes, and

Enforce agreements related to the provision of Services and ancillary services.

Ownership and Intellectual Property

You acknowledge and agree that the Company owns all legal rights, title, and interest in and to the Services, including any intellectual property rights that subsist in the Services, whether those rights are registered or unregistered. Additionally, you acknowledge that the Services may contain information designated as confidential by the Company, and you agree not to disclose such information without the Company’s prior written consent.

The contents of the Website, including its "look and feel" (e.g., text, graphics, images, logos, button icons), photographs, editorial content, notices, software, and other material, are either owned or licensed by the Company and/or its third-party service providers and their licensors. These materials are duly protected under applicable copyright, trademark, and other intellectual property laws.

Limited License

The Company grants you a limited, non-exclusive, non-transferable license to access and use the Website, the Services, and ancillary services for personal, non-commercial purposes. However, this license is subject to the following restrictions:

You may not download, copy, or extract information from the Website for the benefit of another individual, vendor, or third party.

You are prohibited from creating derivative works, modifying, reverse engineering, reverse assembling, or attempting to discover the source code of any part of the Services.

You may not sell, assign, sublicense, grant a security interest in, or otherwise transfer any rights related to the Services.

Any unauthorized use of the Website or Services will result in the immediate termination of the permission or license granted to you.

Prohibited Activities

By using the Website, you agree that you will not:

Use the Website or its contents for any commercial purpose without prior authorization.

Engage in speculative, false, or fraudulent transactions or transactions made in anticipation of demand.

Access, monitor, or copy any content or information on the Website using automated tools (e.g., robots, spiders, scrapers) or manual processes without the Company’s express written permission.

Violate restrictions contained in any robot exclusion headers on the Website or bypass measures designed to limit or prevent access.

Take any action that imposes or may impose, in the Company’s discretion, an unreasonable or disproportionately large load on the Website’s infrastructure.

Deep-link to any portion of the Website (including, but not limited to, the purchase path for any service) without the Company’s express written consent.

"Frame," "mirror," or otherwise incorporate any part of the Website into another website without prior written authorization from the Company.

This refined version improves readability and ensures a more formal tone while maintaining the original meaning. Let me know if you need any adjustments!